top of page

Frequently Asked Questions

Castle Insurance Advisors Help Center

Please review our top frequently asked questions. If you do not find all the answers that you were looking for, feel free to contact us to get more information. We’re always happy to help with anything you may need.

Happy Family in the Park

What is a deductible?

A health insurance deductible is a set amount you pay for your healthcare before your insurance starts to pay. Once you max out your deductible, you pay a copayment or coinsurance for services covered by your healthcare policy, and the insurance company pays for the rest.

Where can I find a list of network providers for my health insurance plan?

Your health insurance company may have a listing of network providers on its website, including links and phone numbers. Your health plan's member services can also help you locate a network provider. Call the number on the back of your health insurance card.

What are the top 5 reasons why you should offer insurance to your employees
in a privately owned small business?

  • It's easier than you think to offer health insurance. 

  • Health benefits make your employees happy.

  • It saves you money on taxes.

  • It can give you access to more doctors and hospitals.

  • Providing health insurance helps boost employee productivity 

Can a small business write off health insurance?

Most self-employed taxpayers can deduct health insurance premiums, including age-based premiums for long-term care coverage. Write-offs are available whether or not you itemize, if you meet the requirements.

bottom of page